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Buffr

Your Payment Companion

Your financial buff—the power-up you need when you need it. Level up with AI-powered financial guidance, credit building from transactions, and peer-to-peer payments across Southern Africa.

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1.5%

Transaction Fee

24/7

AI Support

Everything You Need

Level Up Your Financial Game

Unlock your merchant account and transform your financial future across Southern Africa. For Millennials and Gen Z—build credit from everyday transactions and access AI-powered financial insights. No minimum balance, zero hassle.

Instant QR Payments

Send and receive money instantly with NAMQR codes. Works offline in rural areas and syncs when back online. Perfect for Southern African markets and instant transactions.

Pay in seconds

Instant QR Payments

AI Financial Assistant

Get 24/7 personalized financial advice with literacy modules and planning tools. Link bank accounts for deeper insights. Analyze spending patterns and detect fraud alerts.

Smart decisions, automatically

AI Financial Assistant

Build Credit & Earn Rewards

Every payment builds your credit score using transaction data and alternative sources. Create group wallets and split bills easily. Earn Buffr Points for every action and redeem rewards.

Level up your finances

Build Credit & Earn Rewards

Customizable Wallets

Create Wallets for Every Purpose

Buffr wallets are digital cards you can customize for anything—savings, budgeting, special purchases, bills, travel, or any purpose you need. Create unlimited wallets, each with its own design and purpose.

Savings

Budgeting

Shopping

Bills

Travel

Emergency

Investment

Gifts

Buffr Wallet Card

Custom Wallet Design

Choose your style, set your purpose

Buffr Wallet Card

Custom Wallet Design

Choose your style, set your purpose

Buffr Wallet Card

Custom Wallet Design

Choose your style, set your purpose

Buffr Wallet Card

Custom Wallet Design

Choose your style, set your purpose

Buffr Wallet Card

Custom Wallet Design

Choose your style, set your purpose

Buffr Wallet Card

Custom Wallet Design

Choose your style, set your purpose

Buffr Wallet Card

Custom Wallet Design

Choose your style, set your purpose

Buffr Wallet Card

Custom Wallet Design

Choose your style, set your purpose

Buffr Wallet Card

Custom Wallet Design

Choose your style, set your purpose

Buffr Wallet Card

Custom Wallet Design

Choose your style, set your purpose

Buffr Wallet Card

Custom Wallet Design

Choose your style, set your purpose

Buffr Wallet Card

Custom Wallet Design

Choose your style, set your purpose

Buffr Wallet Card

Custom Wallet Design

Choose your style, set your purpose

Buffr Wallet Card

Custom Wallet Design

Choose your style, set your purpose

Buffr Wallet Card

Custom Wallet Design

Choose your style, set your purpose

Buffr Wallet Card

Custom Wallet Design

Choose your style, set your purpose

Buffr Wallet Card

Custom Wallet Design

Choose your style, set your purpose

Buffr Wallet Card

Custom Wallet Design

Choose your style, set your purpose

Buffr Wallet Card

Custom Wallet Design

Choose your style, set your purpose

Buffr Wallet Card

Custom Wallet Design

Choose your style, set your purpose

Buffr Wallet Card

Custom Wallet Design

Choose your style, set your purpose

Buffr Wallet Card

Custom Wallet Design

Choose your style, set your purpose

Buffr Wallet Card

Custom Wallet Design

Choose your style, set your purpose

Buffr Wallet Card

Custom Wallet Design

Choose your style, set your purpose

Buffr Wallet Card

Custom Wallet Design

Choose your style, set your purpose

Buffr Wallet Card

Custom Wallet Design

Choose your style, set your purpose

Buffr Wallet Card

Custom Wallet Design

Choose your style, set your purpose

Buffr Wallet Card

Custom Wallet Design

Choose your style, set your purpose

Buffr Wallet Card

Custom Wallet Design

Choose your style, set your purpose

Buffr Wallet Card

Custom Wallet Design

Choose your style, set your purpose

Buffr Wallet Card

Custom Wallet Design

Choose your style, set your purpose

Buffr Wallet Card

Custom Wallet Design

Choose your style, set your purpose

Buffr Wallet Card

Custom Wallet Design

Choose your style, set your purpose

Buffr Wallet Card

Custom Wallet Design

Choose your style, set your purpose

Buffr Wallet Card

Custom Wallet Design

Choose your style, set your purpose

Buffr Wallet Card

Custom Wallet Design

Choose your style, set your purpose

Buffr Wallet Card

Custom Wallet Design

Choose your style, set your purpose

Buffr Wallet Card

Custom Wallet Design

Choose your style, set your purpose

Buffr Wallet Card

Custom Wallet Design

Choose your style, set your purpose

Buffr Wallet Card

Custom Wallet Design

Choose your style, set your purpose

Buffr Wallet Card

Custom Wallet Design

Choose your style, set your purpose

Buffr Wallet Card

Custom Wallet Design

Choose your style, set your purpose

Simple Process

How It Works

Getting started is simple. No complicated forms, no long waits. Just download and go.

1

Create Your Account

Download the app, verify your phone number, upload your profile photo and you're all set with your Buffr Wallet. It serves as your main account and can be used for all your financial needs. No paperwork required.

Quick Setup

2

Start Making Payments

Link existing account or money from any bank account. Receive or make payments instantly via QR code, Buffr ID or phone number. Your first transaction is completely free to get started.

Instant

3

Earn Buffr Points & Build Credit

Earn Buffr Points for every action and redeem them for cash or rewards with Buffr rewards partners. Your credit score builds automatically using transaction data and alternative sources.

Ongoing

4

Unlock Financial Opportunities

Access loans and formal financial services using your credit score and transaction history. Your financial buff grows stronger with every smart decision and financial wellness milestones achieved.

Progressive

See Buffr in Action

Watch how easy it is to get started with Buffr and experience our seamless payment platform.

1

Create Your Account

Download the app, verify your phone number, upload your profile photo and you're all set with your Buffr Wallet. It serves as your main account and can be used for all your financial needs. No paperwork required.

Quick Setup

2

Start Making Payments

Link existing account or money from any bank account. Receive or make payments instantly via QR code, Buffr ID or phone number. Your first transaction is completely free to get started.

Instant

3

Earn Buffr Points & Build Credit

Earn Buffr Points for every action and redeem them for cash or rewards with Buffr rewards partners. Your credit score builds automatically using transaction data and alternative sources.

Ongoing

4

Unlock Financial Opportunities

Access loans and formal financial services using your credit score and transaction history. Your financial buff grows stronger with every smart decision and financial wellness milestones achieved.

Progressive

See Buffr in Action

Watch how easy it is to get started with Buffr and experience our seamless payment platform.

Use Cases

How Buffr Helps

See how Buffr empowers Millennials and Gen Z to take control of their finances.

“I use Buffr to track my finances for bookkeeping. The AI assistant helps me categorize expenses and understand my spending patterns, making tax season much easier.”

FD

Freelance Designer

Windhoek, Namibia

“I created a budget to save effectively for my university fees. Earning Buffr Points for completing financial literacy modules makes learning about money management fun and rewarding.”

SE

Student Entrepreneur

Gaborone, Botswana

“I use Buffr to get instant operating capital when I need it. My transaction history builds my credit score, and I can redeem Buffr Points for airtime and vouchers.”

SB

Small Business Owner

Lusaka, Zambia

Trusted & Compliant

NAMQR

Integrated

PSD Standards

Compliant

Electronic Transactions Act

Aligned

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Join the Waitlist

Join Millennials and Gen Z building their financial future with Buffr. Your financial buff is ready when you are.